Category: Uniqus Point of View

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Building the Agentic Enterprise

The agentic enterprise is not the one with the most agents. It is one that has redesigned how work gets done: people set goals and authority, agents carry out bounded tasks, and systems of record keep...

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Closing the AI Value Gap

Many large enterprises in India and the Middle East now use AI. Far fewer can show what it has returned. This paper explains how to measure the AI value gap, close it, and recognize when to stop. It covers...

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Architecting AI for the Enterprise

The leadership challenge is no longer choosing a model. It is deciding which problems deserve AI, what solution fits, where controls sit, and whether each deployment keeps paying its way. This paper sets...

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Reserve Bank Of India (Interest Rates On Loans And Advances) Directions, 2026 (Draft)

The RBI's Draft Directions on Interest Rates on Loans and Advances, 2026, are more than a consolidation of existing instructions. They reshape the economics and operating model of lending by stripping...

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Reserve Bank of India (Commercial Banks – Governance) Amendment Directions, 2026 dated 14-July-2026

The Reserve Bank of India (RBI) issued the draft RBI (Governance) amendment directions, 2026 on 8 April 2026, for public consultation, inviting feedback from stakeholders. The amendment directions revise...

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The Five Shifts Redefining Cybersecurity for Saudi Arabia’s Private Sector

Executive Summary NCNICC-1:2025 will be won or lost in execution, not in documentation. Organizations that treat it as a bolt-on absorb the same control costs as those that integrate it — for a fraction...

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Practical considerations for telecommunications companies across Middle East in Fixed Asset Management

Executive SummaryThe global telecommunications industry stands at a pivotal inflection point. As operators race to deploy next-generation 5G networks, expand fiber optic infrastructure, and integrate...

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Being Resilient Amidst Business Disruption

1 Brief On Ongoing DisruptionSituation Overview The US business environment is navigating an increasingly complex and compounding risk landscape. Escalating trade tensions, shifting tariff regimes, and...

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The SEC’s 2026 Reform Wave: Why the Public Markets Are Shrinking and What Four Proposals Would Change

This edition highlights what has changed, why it matters, and the key implementation considerations for CAOs, CFOs, controllers, and accounting professionals - as well as for Chief Sustainability Officers,...

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Risk-adjusted return on capital (RAROC)

Executive Summary In most banks, Risk-adjusted return on capital (RAROC) still functions as a reporting metric, a number reviewed periodically but rarely used to steer real decisions. That is increasingly...

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Building Resilience: West Asia Geopolitics and Ind AS 109 ECL

Recent geopolitical developments in West Asia have triggered the largest energy and trade shocks since the 1970s, with Brent crude trading in sustained three‑digit territory and LNG exports from the Gulf...

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Building Resilience: Valuation in Volatile Times

This publication outlines a five-dimensional model covering risk classification, scenario architecture, discount rate construction, cash-flow normalization, and market evidence triangulation, enabling...

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NetSuite’s AI Revolution: What CFOs Need to Know Now

As NetSuite evolves toward an AI-native ERP platform, finance leaders are entering a new phase of transformation. Capabilities such as conversational intelligence, autonomous close features, and AI-driven...

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7 Counter-Intuitive Ways To Elevate Your Enterprise Risk Management Capabilities

Bringing Flexibility to Enterprise Risk Management When it comes to Enterprise Risk Management (ERM), there is no shortage of frameworks, lifecycles, and benchmarks. These tools are helpful to have, of...

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Building Resilience: Recalibrating IFRS 9 ECL in an Evolving Geopolitical Landscape

This publication outlines how institutions can refine macroeconomic scenario design, strengthen governance over management overlays, enhance data and model responsiveness, and align credit risk frameworks...

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